B.Com-COMMERCE 4th Sem FINANCIAL MANAGEMENT(Bangalore University, Bangalore-2007)

IV Semester B.Com. Examination, May/June 2007
(Semester Scheme)
COMMERCE
Paper – 4.4 : Financial Management

Time : 3 Hours Max.Marks: 90

Instruction : Answer should be completely either in English or in Kannada

SECTION – A

Answer any ten of the following in four lines each. Each question carries 2 marks.
(2x10=20)

1. a) What is particular lien?

b) Who is a collecting banker?
c) What is right of set off?
d) Expand FCNR.
e) What do you mean by certificate of deposit?
f) Who is a customer?
g) Define mortgage
h) What is material alteration? Give an example.
i) What is cash credit?
j) What is endorsement?
k) What are travelers cheques?
l) What is an overdraft?


SECTION-B

Answer any 5 of the following. Each question carrier 5 marks : (5x5=25

2. What is a letter of credit? Briefly explain the types of letters of credit.
3. Differentiate between bank debt and an ordinary debt.
4. Briefly explain the safe deposit vaults.
5. Who is a holder for value? Explain
6. Write a note on credit cards.
7. Analyses the various features of a bank draft.
8. Bring out the features of a pledge.
9. What is negligence? Give examples.

SECTION –C

Answer any 3 of the following. Each question carries 15 marks (3x15=45)

10. Analyse the principles of sound lending by commercial banks.
11. What are the precautions a banker has to take while opening and operation?
a) Executors and administrators account.
b) Partnership firm accounts.
c) Joint accounts.
12. Who is a paying banker? What are the precautions to be taken by him while honoring a cheque?
13. Explain briefly special relationship between banker and customer.
14. What are the essentials of a valid endorsement? Mention its types.