Alagappa University 2007 B.Com BANKING THEORY, LAW AND PRACTICE - exam paper

DISTANCE EDUCATION
B.Com. DEGREE EXAMINATION, DECEMBER 2007.
BANKING THEORY, legal regulations AND PRACTICE
(Upto 2004)
Time : 3 hours Maximum : 100 marks
PART A — (5 x eight = 40 marks)
ans any 5 ques..
All ques. carry equal marks.
every ans not to exceed a page.
1. Explain the factors determining cash reserves of Commercial banks.
2. What are the advantages of branch banking?
3. What are the main defects of Indian money market?
4. Explain the concept of ‘Payment in due course’.
5. What are the requisites of a valid endorsement?
6. Explain any 4 subsidiary services of a commercial bank.
7. Write a short note on Fixed Deposit Receipt.
8. Explain the circumstances under which a banker can exercise lien.
PART B — (4 x 15 = 60 marks)
ans any 4 ques..
All ques. carry equal marks.
every ans not to exceed five pages.
9. Explain the structure of Indian money market.
10. How do commercial banks create credit? discuss it with an example.
11. What do you mean by credit control? discuss different instruments of credit control.
12. Discuss the role of nationalised banks in the Indian Banking Sector.
13. Discuss the statutory protection available to a collecting banker.
14. Discuss the general relationship ranging from a banker and a customer.

Earning:   Approval pending.