B.B.A-B.B.A PRACTICE AND LAW OF BANKING — II(Alagappa University - Directorate of Distance Education-2012)

DISTANCE EDUCATION
B.B.A. (Banking)/B.B.A. (Banking) (Lateral) DEGREE EXAMINATION, MAY 2012.
PRACTICE AND LAW OF BANKING — II
(2005 onwards)
Time : Three hours Maximum : 100 marks
PART A — (5 × 8 = 40 marks)
Answer any FIVE questions.
1. Distinguish between purchase of bills and discounting of bills.
2. What are the cardinal principles of lending by banks?
3. Brief out the differences between hypothecation and mortgage.
4. Explain the concept of lien and its types.
5. What are the essential features of a contract ofguarantee?
6. What are non-performing assets?
7. What do you understand by loan appraisal?
8. Define and explain the meaning of industrial sickness.
PART B — (4 × 15 = 60 marks)
Answer any FOUR questions.
9. Explain various forms of advances extended by banks.
10. Discuss the various modes of creating charges on securities.
11. Briefly explain the liabilities of the surety.
12. Explain the various aspects of loan appraisal.
13. Discuss the essential clauses of Indian stampt act with regard to documents executed by borrowers.
14. What are the merits and demerits of lending against goods?
15. Examine the causes for industrial sickness

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