All India Management Association (AIMA) 2007 M.B.A Marketing Management Central Banking
Friday, 01 February 2013 11:25Web
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II. The direction and levels of interest rates.
III. Local market conditions.
(a) Only (I) above
(b) Only (II) above
(c) Both (I) and (III) above
(d) Both (II) and (III) above
(e) All (I), (II) and (III) above.
22. Which deposit pricing model favors large denomination deposits?
I. Flat rate pricing category.
II. Conditional free pricing category.
III. Free pricing category.
(a) Only (I) above
(b) Only (II) above
(c) Only (III) above
(d) Both (I) and (II) above
(e) All (I), (II) and (III) above.
23. Before deciding on deployment of excess funds/borrowings for meeting the deficit, which of the subsequent factor/s have/has to be considered?
I. Deposit withdrawals.
II. Credit accommodation.
III. Profit fluctuation.
(a) Only (I) above
(b) Only (II) above
(c) Only (III) above
(d) Both (I) and (II) above
(e) All (I), (II) and (III) above.
24. A loan that is structured and supported specifically by the operation and performance of a specific business or enterprise is called a
(a) Commercial loan
(b) Personal loan
(c) Educational loan
(d) Overdraft
(e) Cash Credit.
25. Which of the subsequent statements is/are not actual of a lender in a syndicated loan?
I. Each bank lends to the extent of its share.
II. Each banks obligation is separate or “several”.
III. If 1 member bank commitment is not met other banks are bound to make up the difference.
(a) Only (I) above
(b) Only (II) above
(c) Only (III) above
(d) Both (I) and (II) above
(e) All (I), (II) and (III) above.
26. Based on which of the subsequent purpose(s), banks give a variety of loans to a broad range of customers?
I. The nature of credit.
II. The kind of security.
III. The purpose of loan.
(a) Only (I) above
(b) Only (II) above
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