All India Management Association (AIMA) 2007 M.B.A Marketing Management Central Banking
Friday, 01 February 2013 11:25Web
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(b) Return on large credits
(c) Return on Asset quality
(d) Return on capital adequacy
(e) Return on credit to directors/managers.
15. Which of the subsequent is not the constituent of Federal Reserve System?
(a) H.M.Treasury
(b) Member Banks
(c) Advisory Committee
(d) Board of Governors
(e) Federal Open Market Committee.
16. In which of the subsequent areas RRBs do operate?
I. Rural Areas not covered by scheduled banks.
II. Rural areas not covered by co-operative banks.
III. Rural areas not covered by special purpose rural banks.
(a) Only (I) above
(b) Only (II) above
(c) Both (I) and (II) above
(d) Both (II) and (III) above
(e) All (I), (II) and (III) above.
17. Which of the subsequent comes under private sector banks?
(a) Urban co-operative bank
(b) National Housing bank
(c) Foreign banks in India
(d) Land development banks
(e) Central co-operative banks.
18. Which of the subsequent statements is not actual with respect to the obligations of a bank?
(a) A banker must honor customer’s cheques if sufficient balance exists in the account
(b) Maintenance of secrecy of customer’s account
(c) The bank has obligation to 3rd parties out of his duty to pay it’s customer cheques
(d) Bank to provide reasonable notice before closing the account
(e) Customer should be informed in case a fraudulent cheque is presented.
19. Which of the subsequent Retail Bank Services is categorized under Facilitating services?
(a) Internet banking
(b) Current account
(c) Credit cards
(d) Payment services
(e) Counseling on post retirement savings.
20. In the increased competitive and deregulated market place, both cost and amount of deposits are influenced by which of the subsequent factors?
I. Pricing schedules.
II. Competitive maneuverings of banks.
III. Non-banking institutions offering similar services.
(a) Only (I) above
(b) Only (II) above
(c) Both (I) and (II) above
(d) Both (II) and (III) above
(e) All (I), (II) and (III) above.
21. In pricing deposits which of the subsequent factors the banks would consider?
| Earning: Approval pending. |
