All India Management Association (AIMA) 2007 M.B.A Marketing Management Central Banking & Commercial Banking - Question Paper
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ques. Paper
Central Banking & Commercial Banking (MB3G2B) : October 2007
part A : Basic Concepts (30 Marks)
• This part consists of ques. with serial number one - 30.
• Answer all ques..
• Each ques. carries 1 mark.
• Maximum time for answering part A is 30 Minutes.
1. Under project finance, lenders’ appraisal is based on which of the subsequent factors?
I. Physical Assets.
II. Projected revenues.
III. Credit worthiness of the sponsor.
(a) Only (I) above
(b) Only (II) above
(c) Both (I) and (II) above
(d) Both (II) and (III) above
(e) All (I), (II) and (III) above.
2. Which country by their policy statement, though often referring to price stability, attach importance to controlling inflation?
(a) USA
(b) Germany
(c) Canada
(d) Australia
(e) Japan.
3. In which sector issues percolate rapidly into the entire financial system and the economy?
(a) Financial Institutional sector
(b) NBFC sector
(c) Banking sector
(d) Investment Institutional sector
(e) Specialized Financial Institutional sector.
4. The Tail end bonds are those whose remaining term of maturity is
I. One year.
II. Less than a year.
III. Even 18 months.
(a) Only (I) above
(b) Both (I) and (II) above
(c) Both (I) and (III) above
(d) Both (II) and (III) above
(e) All (I), (II) and (III) above.
5. To sustain profitability which of the subsequent factors is not a macro and micro level prudent consideration of lending activity prior to and after sanctioning the credit?
(a) Amount of credit to be extended during a financial year
(b) The industries to be focused on
(c) Imbalance ranging from competing goals of loan quantity and loan quality
(d) The kind of credit to offer
(e) The disbursal mechanism.
6. Which of the subsequent is a 3rd component of working funds?
I. Owned funds.
II. Float funds.
III. Deposits.
(a) Only (I) above
(b) Only (II) above
(c) Only (III) above
(d) Both (I) and (II) above
(e) All (I), (II) and (III) above.
7. On which of the subsequent institutions IDBI exercises developmental and supervisory functions?
(a) State Financial Corporations
(b) State co-operative banks
(c) Central co-operative banks
(d) RRBs
(e) Housing finance companies.
8. Among different other factors, which of the subsequent mainly influence(s) a nation’s economic growth?
| Earning: Approval pending. |
