Amity University 2008 B.B.M , . - Question Paper

B.B.M. DEGREE EXAMINATION, MAY 2008.
PRACTICE AND legal regulations OF BANKING — II

Time : 3 hours Maximum : 100 marks
PART A — (6 x five = 30 marks)
ans any 6 ques..
every ans should not exceed a page.

1.What is meant by overdraft? State the procedure for arrangement of overdraft.
2.What are the practical difficulties and legal complications in accepting real estate as security?
3.State the liability of the surety.
4.Who can pledge the goods with a banker?
5.What are the internal factors affecting industries on account of which units turn sick?
6.What are the steps to be taken to decrease sickness in small scale sector?
7.Write short notes on :
(a)Simple Mortgage.
(b)Mortgage by conditional sale.
8.Explain the techniques of financial valuation followed by a banker for lending decisions.
9.What are the different kinds of loan document?

PART B — (5 x 14 = 70 marks)
ans any 5 ques..
every ans should not exceed three pages.

10.Explain the rights of a banker as a pledge.
11.Explain the principles of sound lending.
12.What is meant by “Appraisal of Loan”? Which info will be ascertained while making loan appraisal?
13.Discuss the rights of the surety in detail. elaborate the obligations of the banker towards surety?
14.Explain the latest steps taken towards rehabilitation of sick units.
15.Explain the documentation in respect of different kinds of borrowers

Earning:   Approval pending.