Sikkim-Manipal University of Health Medical and Technological Sciences (SMUHMTS) 2009 Post Graduate Diploma Bank management MA0029 - Banking Operations - Assignments for fall session - Question

POST GRADUATION DIPLOMA IN BANK MANAGEMENT
Subject code: MA0029
(2 credits)
Set 1
Marks 30
Subject Name: Banking Operations

Q.1. The subsequent table provide a few ratios of a bank for two years. Analyze the ratio and comment on the performance of the bank and comment on the Capital Adequacy, Asset quality, Profitability and Liquidity of the bank:

Ratio
2006-07 (%)
2007-08(%)
Capital Adequacy
CRAR
Core CRAR
Asset Quality
Gross NPAs/Gross Advances
Net NPAs/Net Advances
Profitability
NIM
Asset Utilization
Liquidity
Net Loans to Total Assets

10.00
6.00

14.00
7.00

2.95
10.79

40.67

10.00
5.00

15.00
6.15

2.00
11.25

42.15

Q.2. Comment on the efficacy of CAMELS model used in evaluating the performance of banks.
Q.3. Write short note on i). Gap Analysis and ii). Income Structure and profit Quality

Q.4. Eventhough a well structured Forward market exists, why do you think the derivatives were introduced in India by the regulatiors?
Q.5. discuss Plain vanilla Interest rate Swap and explain the reasons for undertaking a Swap transaction.
Q.6. Mention the precautions to be taken while Issuing Bank Guarantee.

POST GRADUATION DIPLOMA IN BANK MANAGEMENT
ASSIGNMENTS
Subject code: MA0029
(2 credits)
Set 2
Marks 30
Subject Name: Banking Operations

Q.1.Distiguish ranging from a Performance guarantee and a financial guarantee.
Q.2. Detail the process of Currency futures trading in India.
Q.3. A corporate trader bought a GBP contract for February delivery at a price of $1.5165 on Monday morning. The closing prices for Monday, Tuesday, and Wednesday were $1.5200, $1.5250, $1.5200. On Thursday the contract closed at a price of $1.5210. Work out the profit/loss of the corporate trader. Size of the contract is £25,000/- ON LIFFE.
Q.4. Detail the functions of a centralized Treasury in a commercial bank with particular reference to the profits of the bank.
Q.5. discuss the objectives pursued by banks in pricing their business loans and comment on the reluctance of the depositors to accept floating rates on different deposit schemes formulated by the bank.
Q.6. a) Write short note on assessment of working capital and net working capital.
b) subsequent are the financial figures of a firm as on 31.03.2008
Particulars Rs
Capital 8,000
Sundry debtors 10,000
Cash in hand 3,000
Machinery 17,000
Prepaid expenses 1,000
Fixed deposits with bank 5,000
Bills payable 2,000
Debentures 22,000
Expenses outstanding 4,000
Stock 4,000
Sundry creditors 4,000
Based on this information, work out the subsequent :
1.Net working capital
2.Total working capital
3.If in the above problem, the sales are Rs115,000, what would be working capital turnover ratio?

Earning:   Approval pending.