Calicut University 2007 M.Com Commerce Funds Management in Banks and Insurance Companies - Question Paper
d41288
D 41288 Name
Reg. No......................................
FOURTH SEMESTER M.Com. DEGREE EXAMINATION, DECEMBER 2007
Elective IFinancial Management M.Com 4.4FUNDS MANAGEMENT IN BANKS AND INSURANCE COMPANIES (2004 Admission onwards) [PVT/SDE]
Maximum : 80 Marks
Time : Three Hours
Section A
Answer all the questions. Each question carries 2 marks.
1. What is CAR?
2. What is SLR ?
3. What do you mean by primary reserves ?
4. What is Financial inclusion ?
5. What is insurable interest ?
(5 x 2 = 10 marks)
Section B
Answer any four of the following.
6/ Discuss the implications of Market risk, credit risk and operational risk in bank finance.
7. What are the functions of legal reserves ?
What is NPA ? Explain the legal requirements for provisions to be made when NPA arises.
9. Explain the statutory requirements regarding priority sector lending. List out the components ofPSL.
uzf.
What is an investment policy ? How does a Bank formulate its investment policy ?
1V. What do you mean by Capital Adequacy ? What is risk weighted Assets in terms of capital adequacy ?
(4 x 10 = 40 marks)
V
Section C f*
Answer any two of the following.
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12. Explain the various theories of Liquidity management.
13v What are the principles of Insurance ? Distinguish between General Insurance and Life Insurance in terms of principles and nature of operating policies. f
14. Distinguish between primary reserves and secondary reserves in terms of nature, purpose and functions.
1/ Explain the growth of Retail Finance in the Indian Banking Industry*
(2 x 15 = 30 marks) *
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Earning: Approval pending. |