Calicut University 2004 B.Com VII-BANKING THEORY AND PRACTICE - Question Paper

Time: 3 Hours Maximum: 80 Marks

Part A
ans any ten ques..
every ques. carries one mark.

1. describe Money Market.
2.What is a Commercial Bank?
3.What is Primary Deposit?
4.What do you mean by Credit Creation?
5.Explain the meaning of credit rationing.
6.What is Packing Credit?
7.What is Banker’s General Lien?”
8.What do you mean by Pass Book?
9.Define a Cheque.
10.What is a Post-dated Cheque?
11.Who is a Collecting Banker?
12.What is a Credit Card?

(10 x 1=10 marks)

Part B
ans any ten ques..
every ques. carries four marks.

13.What are the functions of EXIM bank?
14.Why is Central Bank called the lender of last resort?
15.State the essentials of the sound investment policy of a bank.
16.What do you understand by Lead Bank Scheme?
17.Who is Holder is Due Course?
18.Distinguish ranging from Loans and Overdrafts.
19 What is Stock Invest?
20.Explain “Hypothecation as a mode of security against bank advances”.
21.What is Differential Interest Schemes?
22.What is a Bill Market?
23.Explain Teller system.
24.What precautions should a banker generally take while opening an account in the name of a minor?
(10 x four = 40 marks)

Part C
ans any 2 ques..
every ques. carries 15 marks.

25.Explain the role of Central Bank as a Controller of Credit.
26.”As an export promotion organization the Export Credit Guarantee Corporation (ECGC) has evolved various kinds of policies and guarantees” - discuss briefly.
27.Define Endorsement. provide a note on various types of endorsements.
(2 x 15 = 30 marks)

Earning:   Approval pending.