Calicut University 2009 B.Com Part – III – – X : BANKING LAW AND PRACTICE - Question Paper

PART – A
ans any ten ques.. every ques. carries two marks.
1. What is "off-shore banking" ?
2. What is money at call ?
3. What do you mean by Unit banking ?
4. What is DICGC ?
5. What is "minimum reserve system" ?
6. What is EXIM bank ?
7. What is Development banks ?
8. What is "pay-in-slip" ?
9. describe Demand Draft.
10. State the differences ranging from fixed deposit account and current deposit account.
11. describe the word "endorsement".
12. What is Recurring deposit ? (10×2=20 Marks)

PART – B
ans any 8 ques.. every ques. carries five marks.
13. discuss the differences ranging from merchant banks and commercial banks.
14. State the defects of Indian money market.
15. What is 'Not Negotiable' and 'Account Payee' crossing ?
16. In what way the commercial banks help in promoting exports in India ?
17. State the advantages of branch banking system.
18. State the various forms of lending by commercial banks.
19. discuss the services of a Central Bank as "banker to the government".
20. What is bank rate ? discuss its working.
21. What is "Certificate of Deposits" ?
22. State the consequences of NPA.
23. Briefly discuss the business prohibited for a banking company.
24. What is differential interest scheme ?
(8×5=40 Marks)

PART – C
ans any 2 ques.. every ques. carries 20 marks.
25. What is "banking money" ? How is credit created by commercial banks ?
26. What is money market ? define the constituents and institutions of money market.
27. What were the objectives of the nationalisation of commercial banks in India ? How
far have these objectives been achieved ?
28. Under what circumstances can a banker dishonour cheques of a customer ? discuss
consequences of wrongful dishonour. (2×20=40 Marks)

Earning:   Approval pending.