Punjab University 2006 M.Com Banking BANKLENDING - POLICY AND TECHNIQUES - Question Paper

M.com(Banking) exam May 2006 - BANKLENDING - POLICY AND TECHNIQUES


BANKLENDING - POLICY AND TECHNIQUES



Time : 3 hours Maximum: 100 marks

part A - (4 x 10 =40 marks) ans any 4 ques.


1. "Loans are major sources of deposits" - discuss.
2. discuss the various kinds of Bank advances.
3. What do you mean by scheduling of loan in a Bank?
4. What is Lease financing? elaborate the advantages of Leasing?
5. What is project financing? elaborate the characteristics of project financing?
6. discuss the role of Banker as a Guarantor.
7. discuss consortium lending by Commercial Banks.
8.. elaborate the difficulties of Commercial banks in financing industries?

part B - (3 x 20 =60 marks) ans any 3 ques..

9. discuss the precautions to be taken by the Banker while lending against guarantees.
10. discuss the refinance facilities available to Commercial Banks from the National Housing
Bank.
11. discuss the role of Commercial Banks in providing short term finance for industries.
12. discuss the different kinds of analysis of financial statements for sanctioning loans.
13. discuss the process of documentation to be followed by the commercial banks while
advancing various kinds of loans to customers.
14. discuss the principles of sound lending.

Earning:   Approval pending.