Veer Narmad South Gujarat University 2011-1st Year B.Com Elements Of Banking and Insuarance, ,- , Veer Narmad South University - Question Paper
First Year B. Com. Examination March / April - 2011 Elements of Banking & Insurance (New Course)
Time : 3 Hours] [Total Marks : 70
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Name of the Examination :
F.Y. B.COM.
Name of the Subject:
ELEMENTS OF BANKING & INSURANCE (NEW)
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-Section No. (1,2,.....) |
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Instructions : (1) As per the instruction no. 1 of page no. 1.
(2) Question No. 1 is compulsory.
(3) Figures to the right indicate full marks of the question.
1 Answer in short : 10
(i) What is Unit Banking and Branch Banking?
(ii) Which bank performs the function of an Apex Bank in co-operative banking structure in India? From when?
(iii) State the precautions for A.T.M. card.
(iv) Insurance is not a gambling. - Explain.
(v) What is sub-standard life?
(a) Explain the functions of state co-operative banks. 6
(b) State the limitations of peoples co-operative banks. 6
(a) Explain the following two (old) traditional functions 6 of Commercial Banks :
(i) Function of accepting deposits
(ii) Function of credit creation.
(b) State the kind of letter of credit issued to travellers. 6
(a) Discuss the features of the Current Account. 6
(b) State the advantages of the Saving Account. 6
OR
(a) State the features of a cheque. 6
(b) State the features of a MICR cheque 6 (Magnetic Ink Character Recognition cheque).
(a) Discuss the advantages of the insurance for a person. 6
(b) State the pre-requirements of Insurance. 6
4 (a) Explain the Time Policy and Voyage Policy of 6
Marine Insurance.
(b) Explain the excess policy and declaration policy of 6 fire insurance.
5 (a) State the importance of principle of utmost good faith 6
and principle of Insurable Interest for Marine Insurance, (b) State the Physical Hazards and Moral Hazards of 6
the fire insurance.
OR
5 (a) State the procedure of taking life insurance. 6
(b) State the procedure of taking fire insurance. 6
6 Write short notes : (any two) 12
(i) Advantages of credit card
(ii) Types of Endorsement
(iii) Conditions for Premium
(iv) Principle of contribution and principle of subrogation.
SB-0318] 4 [ 16000 ]
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| Earning: Approval pending. |
