Bangalore University 2006 B.Com Law and Practice of Banking - Question Paper
Friday, 22 March 2013 03:35Web
IV Semester B.Com. Examination, May/June 2006
(Semester Scheme)
COMMERCE
legal regulations and Practice of Banking
(Paper - 4.5)
Time : three Hours Max. Marks : 90
Instruction : ans should be fully either in English or in Kannada.
part - A
ans any 10 of the subsequent. every ques. carries two marks : (10x2=20)
1. a) describe Customer.
b) Who is paying banker ?
c) What is over draft ?
d) describe Endorsement.
e) provide the meaning of standing instruction.
f) What is a Credit Card ?
g) What is Banker lien ?
h) Who is an executor ?
i) What is a Letter of Credit ?
j) describe Mortgage.
k) elaborate the Negotiable Instrument ?
l) What is payment in due course ?
part - B
ans any five of the subsequent. every ques. carries five marks : (5x5=25)
2. elaborate the special relationship ranging from banker and customer ?
3. Comment on the bankers obligation to maintain the secrecy of his customer account.
4. provide a note on the Mandatory Functions of paying Bankers.
5. elaborate the precautions a banker should take while dealing with Joint Hindu Family ?
6. elaborate the various types of short term borrowing facilities granted by Banks ?
7. elaborate the legal provisions regarding endorsement ?
8. elaborate the agency services rendered by a Banker ?
9. discuss the various kinds of N.R.I. Account.
part - C
ans any three of the subsequent. every ques. carries 15 marks : (3x15=45)
10. Who is a Collecting Banker ? Briefly explain the statutory protection provided to him.
11. Under which circumstances cheques are dishonoured ? elaborate the consequences of wrongful dishonour of a cheque ?
12. elaborate the precautions a banker should take in dealing with the Joint Account Holders ?
13. elaborate the principles a Banker should follow before granting loans and advances ?
14. Write a note on the subsequent :
a) Right of set off
b) Garnishee order
c) Lien.
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Earning: Approval pending. |