Bangalore University 2007-4th Sem B.Com ,ester /e Law and Practice of Banking. - Question Paper

IV Semester B.Com. Examination, May/June 2007
(Semester Scheme)
COMMERCE
Paper – 4.4 : Financial Management

Time : three Hours Max.Marks: 90

Instruction : ans should be completely either in English or in Kannada

part – A

ans any ten of the subsequent in 4 lines every. every ques. carries two marks.
(2x10=20)

1. a) What is particular lien?

b) Who is a collecting banker?
c) What is right of set off?
d) Expand FCNR.
e) What do you mean by certificate of deposit?
f) Who is a customer?
g) describe mortgage
h) What is material alteration? provide an example.
i) What is cash credit?
j) What is endorsement?
k) elaborate travelers cheques?
l) What is an overdraft?


SECTION-B

ans any five of the subsequent. every ques. carrier five marks : (5x5=25

2. What is a letter of credit? Briefly discuss the kinds of letters of credit.
3. Differentiate ranging from bank debt and an ordinary debt.
4. Briefly discuss the safe deposit vaults.
5. Who is a holder for value? discuss
6. Write a note on credit cards.
7. Analyses the different features of a bank draft.
8. Bring out the features of a pledge.
9. What is negligence? provide examples.

part –C

ans any three of the subsequent. every ques. carries 15 marks (3x15=45)

10. Analyse the principles of sound lending by commercial banks.
11. What are the precautions a banker has to take while opening and operation?
a) Executors and administrators account.
b) Partnership firm accounts.
c) Joint accounts.
12. Who is a paying banker? elaborate the precautions to be taken by him while honoring a cheque?
13. Explain briefly special relationship ranging from banker and customer.
14. What are the essentials of a valid endorsement? Mention its kinds.
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Earning:   Approval pending.