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Annamalai University 2007 B.A Economics nking theory and practice - university paper

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7 0 5 8 B.A. DEGREE EXAMINATION, 2007

(ECONOMICS)

(THIRD YEAR)

( PART - III )

(PAPER - X)

741. BANKING THEORY AND PRACTICE ( Including Lateral Entry )

May ]    [ Time : 3 Hours

Maximum : 100 Marks

Answer any FIVE questions.

All questions carry equal marks.

1.    Critically evaluate the banking reforms after liberalisation policy.

2.    What is credit creation? Explain the process of credit creation by Commercial Banks.

3.    Discuss various types of loans and advances. What are the merits of loans and advances ?

4.    What is farm loans? What are the reason for over dues in farm loans ?

5.    List out the features of the relationship between banker and customer.

6.    Bring out the nature and functions of Commercial Banks.

7.    Explain various subsidiary services provided by banks to customers.

8.    Define secured loan. List out the securities accepted against loans.

9.    Give an account of the functioning of the Reserve Bank of India.

10.    Review the role played by Non - Banking financial institution in India.

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