Karnataka State Open University (KSOU) 2009-2nd Year B.Com __ _BT & P Sim - Question Paper
IHHMQH C 203
Second Year B.Com. Examination, May/June 2009
(SIM Scheme)
BANKING THEORY AND PRACTICE
Date : 1-6-2009
Time : 2.00 p.m. to 5.00 p.m. Max. Marks: 80
PART - A q
Answer any two questions. Each question carries 20 marks :
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1. Explain the provisions of Banking Regulation Act-1949 with reference to the following :
a) Capital and reserves
b) Branch expansion
c) Licensing of banks.
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2. What is crossing of cheque and state its objectives. Explain different types of crossing.
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3. What precautions should a banker take in opening and operating accounts of the following customers ?
a) Minor
b) Joint account
c) Joint stock company.
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4. Define the term Banker and explain the general relationship that exists between the banker and customer.
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PART - B >rt- a
Answer any two questions. Each question carries 10 marks :
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5. Explain briefly the different types of banks.
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6. Explain the objectives and major problems of the Regional Rural Bank.
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7. Briefly explain the role of RBI in establishing sound banking system in the country.
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8. What is meant by the term paying banker ? Discuss the duties and responsibilities of paying banker.
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PART - C
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Answer any four questions. Each question carries 5 marks :
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9. Write a note on ATM. q..qo. wA d) wdoo.
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10. Distinguish between current account are fixed deposit account.
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11. Write a note on bank rate policy of RBI.
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12. State any five reasons for dishonour of cheques of a customer.
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13. Give the meaning of Forgery.
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14. Write a note on modern services of banks. m,osbAtf fdoS edA wA todo d wdoo.
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