Annamalai University 2009-3rd Year B.Com - - Dual system - - - MODERN BANKING THEORY, LAW AND PRATICE - Question Paper

B.Com. DEGREE EXAMINATION, 2009
(DUAL DEGREE SYSTEM)
(THIRD YEAR)
(PART-III)
340. MODERN BANKING THEORY, legal regulations AND PRACTICE

May] [Time : three Hours

Maximum : 100 Marks

SECTION-A (8×5=40)
ans any 8 ques.
All ques. carry equal marks

1."Deposits are the children of loans and loans are the children of deposits"- explain.

2.What is Bank Rate? Bring out its mechanism and limitations.

3.List down the objectives of major commercial banks in India.

4.Distinguish ranging from unit banking and branch banking and enumerate the drawbacks of the branch banking system.

5.What are money market instruments? define the features of any 1 innovative money market instrument introduced recently in India.

6."The SBI has diversified its business in latest years to a greater extent"- Comment.

7.Discuss the general relationship that exists ranging from a banker and a customer.

8.Who is a collecting banker? elaborate his liabilities?

9.Discuss the concept of payment-in-due-course.

10.Define crossing and bring out its different forms. Which form of crossing is the safest and why?

SECTION-B (3×20=60)
ans any 3 ques.
All ques. carry equal marks

11.Examine critically the role of commercial banks in the economic development of a country.

12.Define a money market and bring out the various components of the Indian money market along with their features.

13.What precautions will you take as a banker while opening an account in the name of limited company?

14.Analyze the general precautions to be taken by banker while granting loans and bankers.

15.Define endorsement and bring out its different forms and their significance.
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Earning:   Approval pending.