Madurai Kamraj University (MKU) 2006 M.Com Banking All subject s - Question Paper

10. discuss the differences ranging from cooperative banks and commercial banks.
11. Highlight the various sources of credit info for a bank.
12. Examine the organizational structure and sources of funds of primary cooperative banks.
13. discuss the functions of NABARD.
14. define the functions and working of industrial Finance Corporation of India.


PAPER – five BANKING OPERATIONS AND PROCEDURES
(For those who joined in July 2003 or after)
Time: 3 hours Maximum: 100 marks
part A ~ (4 x 10 =40 marks)
ans any 4 ques.. AIl ques. carry equal marks.



1. explain banker-customer relationship.
2. Point out the effects of entries in the pass book which are favourable to the customer.
3. State the precautions to be taken by a banker before opening an account in the name of a
minor.
4. What do you mean by MICR cheques? State its advantages.
5. What do you understand by payment in due course?
6. discuss any 4 kinds of endorsements.
7. What do you mean by STEPs?
8. What is a letter of credit?

part B - (3 x 20 =60 marks)
ans any 3 ques.. All ques. carry equal marks.


9. State and discuss the circumstances under which a banker can exercise lieu.
10. What precautions should a banker generally take while opening an account in the name of a
(a) Trust, (b) Married woman, (c) Minor (d) Partnership firm?
11. When can a banker refuse payment for cheques?
12. describe crossing and discuss various kinds of crossing.
13. explain the statutory protections as available to a paying banker.
14. describe guarantee and analyse different types of guarantee.


PAPER – six BANK MANAGEMENT
(For those who joined in July 2003 or after)
Time: 3 hours Maximum: 100 marks
part A - (4 x 10 =40 marks)



1. Distinguish ranging from Management and Administration.
2. discuss the Empirical school of Management Thought.
3. explain how social and cultural environment is needed in banking services.
4. Briefly discuss the powers. and duties of a bank manager?
5. elaborate the recommendations of Narashiman Committee on the negative impact of
nationalisaton?
6. Briefly discuss the impact of LPG on Commercial Banks.
7. discuss the importance of policies for the success of Banks.
8. Distinguish ranging from strategic planning and tactical planning.

part B - (3 x 20 =60 marks) ans any 3 ques..

9. "Managers are born and not made" - explain.
10. Elucidate to contributions of P.F.Drucker towards management thought.
11. discuss the role of Bank Managers in decision making process.
12. What is the strategic planning? discuss the kinds of strategies.
13. describe man power planning. discuss the objectives of man power planning.
14. describe Functional Organisation and discuss the advantages and disadvantages of Functional
Organisations.



PAPER – seven BANKLENDING - POLICY AND TECHNIQUES
(For those who joined in July 2003 or after)
Time : 3 hours Maximum: 100 marks
part A - (4 x 10 =40 marks) ans any 4 ques.



1. "Loans are major sources of deposits" - discuss.
2. discuss the various kinds of Bank advances.
3. What do you mean by scheduling of loan in a Bank?
4. What is Lease financing? elaborate the advantages of Leasing?
5. What is project financing? elaborate the characteristics of project financing?
6. discuss the role of Banker as a Guarantor.
7. discuss consortium lending by Commercial Banks.
8.. elaborate the difficulties of Commercial banks in financing industries?

part B - (3 x 20 =60 marks) ans any 3 ques..

9. discuss the precautions to be taken by the Banker while lending against guarantees.
10. discuss the refinance facilities available to Commercial Banks from the National Housing
Bank.
11. discuss the role of Commercial Banks in providing short term finance for industries.
12. discuss the different kinds of analysis of financial statements for sanctioning loans.
13. discuss the process of documentation to be followed by the commercial banks while
advancing various kinds of loans to customers.
14. discuss the principles of sound lending.



PAPER – eight FOREIGN EXCHANGE MANAGEMENT
(For those who joined in July 2003 or after)
Time : 3 hours Maximum: 100 marks
part A - (4 x 10 =40 marks)
ans any 4 ques.. All ques. carry equal marks.



1. State the important dealers in the foreign exchange market.
2. elaborate the methods by which a bank may quote the rate of exchange?
3. elaborate options? elaborate the features of choice contracts?
4. explain different internal hedging methods.
5. provide the latest patterns in the composition of foreign exchange reserves in India.
6. elaborate the merits an demerits of convertibility?
7. What do you mean by flexible exchange rate? elaborate its advantages?
8. provide an account of the features of forward contract.

part B - (3 x 20 =60 marks)
ans any 3 ques.. All ques. carry equal marks.


9. explain the different causes of modifications in the exchange rate.
10. provide rules and regulations with regard to forward contract in India.
11. discuss in brief the external hedging methods.
12. provide the patterns and management of foreign exchange reserves of India.
13. provide the different objectives of exchange control in India. . .
14. discuss the different factors influencing translation gains or losses.

Earning:   Approval pending.