Institute of Chartered Financial Analysts of India (ICFAI) University 2006 Certification Finance Management of Financial Institutions - II - Question Paper

(Rs. in crore)

Sl. No.
Particulars
O/s as of 31.03.05
O/s as of 31.03.04

a.
Loans to Industrial units

Total amount of loan assets subjected to Restructuring of which




511.63




688.14

i.
The amount of Standard Assets subjected to Restructuring
478.44
565.37

ii.
The amount of Sub-standard Assets subjected to Restructuring
0.73
57.08

iii.
The amount of Doubtful Assets subjected to Restructuring
32.46
63.32

iv.
The amount of Loss Assets subjected to Restructuring
NIL
2.37

b.
Corporate Debt Restructuring (CDR) Total amount of loan assets subjected to restructuring of which
273.97
355.68

i.
The amount of Standard Assets subjected to Restructuring
273.97
282.19

ii.
The amount of Sub-standard Assets subjected to Restructuring
-
44.15

iii.
The amount of Doubtful Assets subjected to Restructuring
-
26.67

iv.
The amount of Loss Assets subjected to Restructuring uncompress
-
2.37








14. MATURITY trend OF ASSETS & LIABILITIES

The classification of Assets & Liabilities into different time buckets has been done on the basis of Reserve Bank of India guidelines

(Rs. in crore)


Deposits
Loans and Advances
Investment Securities
Assets
Liabilities
Borrowings

1 to 14 Days
3174
1734
118
1111
408
59

15 to 28 Days
1904
572
324
156
48
0

29 Days and Upto three months
5326
3383
1073
748
369
564

Over three months and upto six months
5915
4003
535
1244
218
35

Over six months and upto 12 months
9764
2986
594
234
1409
999

Over one year and upto three years
31865
18286
3473
25
604
291

Over three years and upto five years
2635
4688
5191
8
0
61

Over five years
1248
4453
11485
0
0
12

Total
61831
40105
22793
3526
3056
2021


15. MOVEMENT OF NPAs

Earning:   Approval pending.